Michael Conkey, REALTOR®

404 Main St
Ridgefield, CT 06877
(203) 438-9494

PTE Investments

CONTACT US with inquiries about this web site ( the URL you used to reach us may be for sale).

GreaterDanburyRealty.com

RealEstateMarketToday.com

The U.S. Government's

Making Home Affordable plan

www.financialstability.gov

Informative article that helps explain the Making Home Affordable plan

American Recovery and Reinvestment Act

The President has outlined the steps to be taken by the Federal agencies in preparation for the Act’s implementation. Here is the White House’s February 9, 2009 initial implementation memorandum and February 18 detailed guidance memorandum.

Federal Agencies have established their Recovery Act-related web pages

The White House's Blog

USA.gov

Guide to Avoiding Foreclosure

federal housing tax credit

...included in the Housing and Economic Recovery Act

The original tax credit: The Federal Housing Tax Credit is for first-time home buyers (and anyone who hasn't owned a home for 3 years) and will provide a $7,500 tax credit for those individuals earning up to $75,000 or married couples with a combined income of up to $150,000 per year.

President Obama's Stimulus Plan includes a first-time home buyers $8000 tax credit...click for CNN Money's article

IRS site for a video & specifics on the $8000 tax credit

Hey, first-time homebuyer: How does $8,000 from your Uncle Sam sound?

Want an extra $8,000? If you’re a first-time homebuyer then we have a nice surprise for you. This article was written by David Reed, courtesy of Mike Conkey & Keller Williams Realty Ridgefield CT

Last fall, the Federal Government introduced a financial incentive to prospective first-time homebuyers — an income tax credit of up to $7,500. The rules were simple: you must have been a first-time homebuyer (as defined by not owning a home in the previous three years) and you met certain income restrictions.

The new $8,000 tax credit is available to those who buy between January 1, 2009 and December 1, 2009. It’s not a deduction, it’s an actual credit. Unlike the $7,500 first-time homebuyer tax credit introduced last summer; this does not need to be repaid.

First timers who qualify can make no more than $75,000 in adjusted gross income if they’re single or $150,000 if filing jointly. The maximum tax credit is $8,000 or 10 percent of the sales price of the home, whichever is less. Three years residence in the property are required. As always, check with your accountant for details and be sure to submit IRS form 5405 when you file your taxes.

More on the $8000 tax credit

IRS site for a video & specifics on the $8000 tax credit

Web	dump-this-house.com
iwanttobuythat.com	how2fliphouses.com

Use the handy Google search box above to search the Web for news on the Federal Housing Tax Credit and the Housing and Economic Recovery Act. The best to you in your search and for those who are looking to take advantage of the benefits and tax credits offered by both.

Housing and Economic Recovery Act

Information posted on Senator Chris Dodd's Website

Here's a link to a summary of the Housing and Economic Recovery Act legislation (pdf format)

H.R. 3221: Foreclosure Prevention Act of 2008
(other titles include Housing and Economic Recovery Act of 2008)

The Mortgage Relief Fund

Five banks in New England have joined together to help eligible homeowners throughout New England to refinance their home loans into fixed rate loans. The banks include:

Citizens Bank, Sovereign Bank, TD Banknorth, Webster Bank and Bank of America

Combined, the banks have committed $125 million in funds to create the Mortgage Relief Fund. Click here for their Web site and details on eligibility and the program.

Having trouble making your mortgage payments? Here's an excellent organization that may be able to help via their free counseling services...

Homeownership Preservation Foundation

1-888-995-HOPE
(24 hrs. per day / 7 days per week)

Short Sale (an option to possibly forego foreclosure)

The Skinny on the Short Sale

The Skinny on the Short Sale (pg 2)

Limited time offer: Verizon FiOS Bundle - Cancel within 90 Days with no Early Termination Charges!

Video Real Estate Weekly News Update

Real Estate Update

National News

Real Estate Outlook - Prices stabilize.<Be sure to visit weekly for the latest real estate outlook topics of interest.>

Washington Report: What if Fannie and Freddie Need Capital Infusions? <Be sure to visit weekly for the latest Washington Report being discussed>

Investor Report: Investment Affordability <Be sure to visit weekly for the latest real estate Investor Report!>

Real Estate Outlook: Pending Sales Jump <Be sure to visit weekly for the latest real estate outlook and real estate-related questions & answers.>

Investor Report: Hidden Tax Pitfall. <Be sure to visit weekly for the latest real estate outlook topics of interest.>

Mortgage Advice

Mortgage Moment: When To Cancel Property Insurance.<Be sure to visit weekly for the latest real estate mortgage topics of interest.>

Mortgage Moment: Family Originated Mortgages. <Be sure to visit weekly for the latest mortgage news and helpful tips being discussed>

Mortgage Moment: Paying Your Mortgage Online. <Be sure to visit weekly for the latest mortgage news and helpful tips being discussed>

Foreclosure Relief Comes To Washington. <Be sure to visit weekly for the latest foreclosure news and helpful tips that may help you avoid foreclosure.>

Mortgage Moment: Negative Amortization. <Be sure to visit weekly for the latest mortgage news and helpful tips being discussed>

Real Estate Q&A

Ask Realty Times: Easement by Prescription <Be sure to visit weekly for the latest real estate questions & answers.>

Ask Realty Times: Appraisals.<Be sure to visit weekly for the latest real estate questions & answers.>

Ask Realty Times: What is an ARM? <Be sure to visit weekly for the latest real estate questions & answers.>

What are "PFC" and "POC"? <Be sure to visit weekly for the latest real estate questions & answers.>

Where Can I Find a New Mortgage? <Be sure to visit weekly for the latest real estate questions & answers.>

Video Real Estate Weekly News Update

Real Estate Newsletter & Daily News

Daily Real Estate News & Advice

You can find great local Bethel, Connecticut real estate information on Localism.com. Michael Conkey is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business.

GreaterDanburyRealty.com

Real Estate Monthly Newsletter &
Daily News

Here are some examples of real estate topics that have been covered over the past months:

Top 10 Tax Breaks, On The House Battle of the Warring

Housing Price Indexes Smoothing The Rough Road To

Refinancing Going Green: Easier Than You May Think

Understanding How Federal Reserve Rate Cuts Work

A Buyers Market. So, When Are You Going to Buy?

Don't Let Home Heating Wear Out Your Wallet

Safeguarding Your Mortgage Application Takes Commonsense

Important Facts That Will Affect Real Estate Pricing Over The Next 20+ Years

New ID Theft Study Points to Strangers

Pricing as Much Art as Science

Could Your Closets Be Turning Off Buyers?

Back To Basic Home Buying Skills

Nailing Down Housing Costs

It's A Good Time For A Home Inspection...

Daily Real Estate News

CTRealEstateService.com

RealEstateMarketToday.com

The "I Love SBI!" Site

Thinking of creating a Web site for your business interests? Who better to give you their perspective on how SBI! has changed their lives, and their business success...the folks that actually use and succeed with Site Build It!. take a few minutes and watch these heart-felt, passion-filled videos of SBI owners narrating how SBI! has changed their lives.
...click here for more SBI! customers who want so share their love of SBI! with you!

GreaterDanburyRealty.com

SiteSell.com around the globe!

SiteSell.com (French)

SiteSell.com (German)

SiteSell.com (Spanish)

SiteSell.com (Dutch)

SiteSell.com (Italian)

SiteSell.com (Chinese)

Real Estate News...courtesy of Yahoo! News

Blog sites &Alternative energy resources covering alternative fuels, biomass, and more

...helping us curb our oil addiction!

National Ethanol Vehicle Coalition

(NEVC)

American Coalition for Ethanol (ACE)

Evidence Terminator

SpyCop Counter Surveillance Scanner

SpyCop with Corporate Tech Support

Real Estate Newsletter & Daily News

Here are examples of topics in our monthly real estate newsletter:

"Top 10 Tax Breaks, On The House"
"Battle of the Warring Housing Price Indexes"
"Smoothing The Rough Road To Refinancing"
"Going Green: Easier Than You May Think"
"Understanding How Federal Reserve Rate Cuts Work"

Here are previous topics covered in earlier monthly real estate newsletters (also available for your review)

"Should I Take My Home Off the Market During the Holidays?"
"How to Handle Low Ball Offers"
"Keeping Your Credit Clean"
"Investor Outlook"
"Reducing Utility Costs Doesn't Have to be High-Energy Task"

Daily Real Estate News

GreaterDanburyRealty.com

RealEstateMarketToday.com

List your home, land, or commercial property with us and have your listing available on these sites, to name a few!!

Backpage http://www.backpage.com/

City Cribs http://www.citycribs.com/

Clickable City Directories http://clickablecitydirectory.com/

CLR Search http://www.clrsearch.com/

Condo.com http://www.condo.com/

Craigslist http://www.craigslist.com/

GreaterDanburyRealty.com http://www.greaterdanburyrealty.com

Cyberhomes http://www.cyberhomes.com/

Google Base http://base.google.com/

HomeScape http://www.homescape.com/

Hotpads http://hotpads.com/main.htm

House.com http://house.com/

HouseHunting.ca http://www.househunting.ca/

LiveDeal http://www.livedeal.com/

MLSPulse http://RealEstateMarketToday.com

Oodle http://www.oodle.com/

Point2 Homes http://homes.point2.com/

Propbot http://www.propbot.com/

RE/MAX International http://www.greaterdanburyrealty.com

Realtor.com http://realtor.com

Trulia http://www.trulia.com/

Vast http://www.vast.com/

Worldwide-Realestate-ForSale http://www.worldwide-realestate-forsale.com/

Yahoo! Real Estate http://classifieds.yahoo.com/

Zillow http://www.zillow.com/

You can find great local Bethel, Connecticut real estate information on Localism.com. Michael Conkey is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business.

...In addition to the list of Web sites above where your listing will be shown, we have over 100 additional Web sites (and hundreds of domain names linked to them) where your listing will be posted in similar real estate focused pages on each site. And, Visual Tours are used extensively along with video tours on select properties.
To start the process or simply to inquire on our services, please visit my Web site...
RealEstateMarketToday.com and provide your information (basics about your property would be ideal), and even begin a search of properties for sale throughout Connecticut. We specialize in Ridgefield, the greater Danbury (northwestern Fairfield County, CT) and Candlewood Lake area; and we have access to all Keller Williams Realty associates throughout the U.S. and international offices. We will work with a Keller Williams Realty real estate professional & specialist in your area (if outside of our direct coverage) to extend our services through them for your listing (on all of the sites noted above and our privately owned sites).
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Keller Williams Realty associates - please contact me if you would like exposure of your listings on my Web sites (and the real estate focused sites listed above). I'd be happy to help you and your clients!
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Advertised specials are subject to change...please click to see the latest offers!

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eBooks

Reader Digital Book in Silver come with 100 free Connect eBooks. Offer ends Jan. 31, 2008

Be sure to keep an eye out for our IWantToBuyThat! alert button, we plan to use it throughout our numerous pages on shopherestores.com and hundreds of our other sites - we'll use it to highlight specials, hot items, and items IN THE NEWS recently.